What is a PetSmart Credit Card?
The PetSmart Credit Card is a store credit card designed specifically for pet owners who frequent PetSmart stores. Issued by Comenity Bank, this card offers a range of benefits and rewards, making it an attractive option for pet parents who want to save money and get exclusive perks. In this article, we’ll delve into the details of the PetSmart Credit Car d, its features, benefits, and how to make the most of it.
With the PetSmart Credit Car d, you can earn rewards on your purchases, get exclusive discounts, and enjoy unique financing options. Whether you’re a seasoned pet owner or a new fur parent, this card is designed to help you provide the best for your furry friends while saving you money.
The PetSmart Credit Ca rd is available in two variants: the PetSmart Credit Car d and the PetSmart Preferred Credit Card. Both cards offer similar benefits, but the Preferred Card has additional perks and higher rewards-earning potential.
Benefits of PetSmart Credit Card
Rewards Program
The PetSmart Credit Card rewards program lets you earn points on every dollar you spend at PetSmart stores. For every $1 you spend, you earn 8 points, which can be redeemed for rewards certificates. These certificates can be used to get discounts on purchases, free merchandise, and even donations to pet-related charities.
The rewards program is tiered, meaning the more you spend, the higher your earning potential. As a cardholder, you’ll get access to exclusive rewards and discounts, including:
- 5% off all purchases made at PetSmart stores
- 10% off all services, including pet grooming and training
- Exclusive discounts on pet food, toys, and accessories
Financing Options
The PetSmart Credit Card offers unique financing options for purchases over $199. With this feature, you can get 0% APR for 6, 12, or 24 months, depending on your credit score and the purchase amount. This means you can buy now and pay later without incurring interest charges.
The financing options are available on select items, including pet furniture, habitats, and grooming equipment. You can also use the financing option to pay for pet training and grooming services.
Exclusive Discounts
As a PetSmart Credit Card holder, you’ll receive exclusive discounts and promotions that are unavailable to regular customers. These discounts can be combined with existing sales and promotions, saving you even more.
Some of the exclusive discounts include:
- 10% off all pet food and treats
- 15% off all pet toys and accessories
- 20% off all pet grooming services
No Annual Fee
The PetSmart Credit Card has no annual fee, making it an excellent option for pet owners who want to earn rewards and get exclusive discounts without incurring additional costs.
How to Apply for a PetSmart Credit Card
Applying for the PetSmart Credit Card is easy and can be done online or in-store. Here’s a step-by-step guide to help you get started:
- Check Your Credit Score: Before applying, you must check your credit score to ensure you meet the minimum requirements. You can check your credit score for free on websites like Credit Karma, Credit Sesame, or Experian.
- Gather Required Documents: You must provide proof of income, identification, and a social security number.
- Visit PetSmart Website: Go to the PetSmart website and click the “Credit Card” tab at the bottom.
- Fill Out the Application Form: Fill out the application form with your personal and financial information.
- Submit Your Application: Submit your application and wait for the approval process to complete.
How to Make the Most of PetSmart Credit Card
To get the most out of your PetSmart Credit Car d, follow these tips:
- Use it for All Pet-Related Purchases: Use your PetSmart Credit Ca rd for all pet-related purchases, including food, toys, and accessories.
- Earn Rewards: Earn rewards points on every purchase and redeem them for rewards certificates.
- Take Advantage of Financing Options: Use the financing options for purchases over $199 to get 0% APR for 6, 12, or 24 months.
- Get Exclusive Discounts: Use your card to get exclusive pet food, toys, and accessories discounts.
- Pay Your Balance in Full: Pay your balance monthly to avoid interest charges.
Conclusion
The PetSmart Credit Card is an excellent option for pet owners who frequent PetSmart stores. With its rewards program, financing options, and exclusive discounts, this card can help you save money and get the best for your furry friends. Following the tips outlined in this article, you can make the most of your PetSmart Credit Card and enjoy the benefits.
